Preferred Savings

  • Personal or Business Account
  • $100.00 Minimum Opening Deposit
  • All balances earn interest (contact us for current rates)
  • Interest begins to accrue on the business day you deposit noncash items (checks)
  • 1 FREE Withdrawal per month – additional debits will each incur a $5.00 charge
  • No service charge with daily $100.00 minimum balance
  • Only $1.00 monthly charge if daily balance falls below $100.00
  • Easy-to-balance Quarterly statements

Transaction Limitation: As per Federal banking regulations, you may make six pre-authorized withdrawals, automatic or telephone funds transfers, or other similar transactions from your account per month. An excessive item fee of $5.00 will be charged for each excessive withdrawal over the six allowed by Federal Banking Regulations. If you routinely exceed these limitations, the Bank may close the account or convert it to a checking account.

For those customers who maintain a higher minimum balance, we recommend our Money Market account. Students may be interested in our Student Savings account.