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Lending

Since 1913, Planters & Citizens Bank has been instrumental in facilitating the solid growth of Mitchell County through prudent lending to area residents and now we are excited to do the same for Monroe County.

Our position as a locally-owned community bank ensures that all of our credit decisions are made locally by people who really understand our communities.

We offer diverse loan products and services with competitive rates in order to provide our customers with the most modern, affordable, and timely ways to finance their personal and business needs.

All of our loan products integrate with our Online Banking system to help you manage your financial needs quickly and conveniently.

Agricultural Loans

  • P&C Specialty!
  • Seasonal in nature, our Agricultural Loans are designed to meet the special needs of the agribusiness enterprise.
  • Great option for annual Crop Production resources.
  • Farm Service Agency (FSA) guaranteed Loans also available.
  • Financing of Show Steers for school students.

Commercial Loans

  • We offer commercial loans for Inventory and Receivable Financing, Capital Expansion, Real Estate, Equipment Purchases and much more.
  • Tailored to your specific business and cash flow patterns
  • Variety of terms available, depending on the source of repayment.
  • Small Business Administration (SBA) Loans also available.

Construction Loans

  • This type of loan can help you from the planning stage through the completion of your home or business property.
  • Draws allowed against a pre-approved limit.
  • Loan secured by the construction and property.
  • After construction, this loan is typically paid off with proceeds from a longer-term Mortgage Loan.

Mortgage Loans

Consumer Loans

  • An afforable, low-cost loan option tailored to meet your needs.
  • Ideal for Home Improvements or the purchase of a new or used Automobile.
  • A great way to Consolidate Debt or purchase that Boat or RV you've always dreamed of.
  • Secured and Unsecured loans are available.

Planters & Citizens Bank NMLS ID# 770456

Keith Anthony (NMLS ID #458593) Exec VP & Chief Lending Officer

Vance Green (NMLS ID #1449408) VP, Ag & Commercial Lender

Carol Shiver (NMLS ID# 775800) Mortgage Lending Officer

Michelle Brown (NMLS ID# 2263202) Consumer Lending Officer

Stop by P&C Bank today and speak with one of our Knowledgeable and Experienced Loan Officers!

Friendly Staff
Carol Shiver (Mortgage Lending), Vance Green (Ag & Commercial Lending), Keith Anthony (Commerical Lending), & Michelle Brown (Consumer Lending)